"While this crisis was caused by banks taking too much risk, the danger now is that they will take too little."

Geithner's plan.

ADDED at 8:52 a.m. Central Time: Politico:

Overheard: A conversation between two reporters at the White House after Tim Geithner's morning pen and pad briefing.

"I survived Geithner. I can survive anything," one reporter said.

"He didn't exactly instill confidence, did he?" the other responded

But the stock market is up. Right now at least.